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Baccarat Strategy

Welcome to our comprehensive guide on baccarat strategy! This guide is designed to help you understand the intricacies of baccarat casino strategy and improve your game, whether you're a seasoned player or a newcomer to the world of baccarat. We'll delve into the rules of baccarat, the different versions, and payouts. Additionally, we will explore some of the most popular baccarat strategies used by players around the world.

Understanding baccarat

Baccarat is a popular card game played at casinos worldwide. To fully grasp the baccarat strategy, you must first understand the baccarat rules and how to play the game. Baccarat is a game of chance, with players betting on either the player's hand, the banker's hand, or a tie. The objective of the game is to bet on the hand that will have a total value closest to 9.


Baccarat is played with a standard deck of 52 cards, and the cards have the following point values:


  • Ace: 1 point
  • 2-9: Face value (e.g., a 5 is worth 5 points)
  • 10, Jack, Queen, and King: 0 points


To determine the total value of a hand, the values of the individual cards are added, and the rightmost digit of the sum is considered as the hand's value. For example, a hand with a 5 and a 7 would have a total value of 2 (5 + 7 = 12, and the rightmost digit is 2).


At the beginning of each round, two cards are dealt to both the player and the banker. In some cases, a third card may be drawn for either the player, the banker, or both, depending on specific baccarat rules. After the cards are dealt, the winning hand is determined, and the bets are paid out accordingly.


Now that you have a basic understanding of baccarat rules and how to play the game, we can move on to explore the different versions of baccarat, payouts, and house edge, which could help you develop an effective baccarat strategy.

Baccarat versions

There are several popular versions of baccarat played around the world, each with its unique set of baccarat rules and gameplay. Understanding the differences between these versions can help you choose the right game baccarat for your preferences and develop an effective strategy. Some of the most popular versions include:


  • Punto Banco: Also known as "North American Baccarat," Punto Banco is the most common version of the game found in casinos. In this version, the baccarat table is managed by the casino, and players bet on either the player's hand (Punto) or the banker's hand (Banco). The casino deals the cards and follows a strict set of rules to determine whether a third card is drawn for either hand.
  • Chemin de Fer: Predominant in European casinos, particularly in France, Chemin de Fer is a more interactive version of baccarat. In this game, one player assumes the role of the banker, while others bet against the banker's hand. The banker position rotates around the table, giving each player an opportunity to be the banker. The players and the banker have more freedom in deciding whether to draw a third card, making the game more strategic and engaging.
  • Baccarat Banque: Another European variant, Baccarat Banque, is similar to Chemin de Fer, with one key difference – the role of the banker remains with one player until the end of the shoe or until the banker chooses to retire. This version also allows for more strategic decision-making when it comes to drawing a third card.
  • EZ Baccarat: A more recent addition to the baccarat world, EZ Baccarat is a variation of Punto Banco that aims to simplify gameplay. The most notable difference is the removal of the 5% commission on winning banker bets. Instead, if the banker wins with a three-card total of 7, it is considered a push, and the bets are returned to the players.


By understanding the differences between these popular versions of baccarat, you can choose the one that best suits your preferences and develop an effective strategy tailored to the specific baccarat rules and the baccarat table layout.

Baccarat payouts

To develop an effective baccarat strategy, it's essential to understand the different types of bets and their corresponding payouts. The three main bets in baccarat are player hand bets, banker bets, and tie bets. Here, we will discuss the baccarat odds and payouts for each bet type.

Player hand bets

When you bet on the player's hand and it wins, you receive a 1:1 payout, meaning that you double your initial bet. For example, if you bet $10 on the player's hand and it wins, you would receive $20 ($10 initial bet + $10 winnings).

Banker bets

Betting on the banker's hand is slightly more advantageous in terms of baccarat odds. If the banker's hand wins, you also receive a 1:1 payout. However, a 5% commission is typically deducted by the casino, as the banker's hand has a slightly higher probability of winning. For example, if you bet $10 on the banker's hand and it wins, you would receive $19.50 ($10 initial bet + $9.50 winnings, after the 5% commission).

Tie bets

A tie bet occurs when both the player's and the banker's hands have the same total value. While the odds of a tie are relatively low, the payout is much higher, typically at 8:1 or 9:1, depending on the casino. For example, if you bet $10 on a tie and it occurs, you would receive $90 with an 8:1 payout ($10 initial bet + $80 winnings). However, keep in mind that tie bets are considered riskier and are generally not recommended as part of a solid baccarat strategy.

The most popular baccarat strategies

To improve your skills in the game baccarat, it's essential to familiarize yourself with the most popular baccarat strategies. These strategies can help you make informed decisions at the baccarat table and increase your chances of winning.

The Martingale

The Martingale baccarat strategy system is a classic betting system used in various casino games. The principle is straightforward: after every losing bet, you double your wager, and when you win, you return to your initial bet amount. This strategy aims to recover losses by capitalizing on a winning streak.

Fibonacci Sequence

The Fibonacci Sequence is a mathematical baccarat pattern strategy. In this system, you progress through the Fibonacci sequence (1, 1, 2, 3, 5, 8, 13, etc.) after each loss, and you return to the beginning of the sequence after a win. This strategy aims to manage your bankroll and recover losses gradually.

The Paroli

The Paroli baccarat strategy system is a positive progression system in which you double your bet after each win, aiming to capitalize on winning streaks. After a predetermined number of consecutive wins, you return to your initial bet amount. This strategy is considered less risky than the Martingale and Fibonacci systems, as it focuses on maximizing winning streaks rather than recovering losses.

The Labouchère

The Labouchère baccarat strategy system, also known as the cancellation system, involves creating a sequence of numbers that represents your desired profit. After each win, you remove the first and last numbers from the sequence, and after each loss, you add the amount of your last bet to the end of the sequence.


This strategy aims to manage your bankroll and achieve a specific profit target, but it requires careful planning and discipline to execute effectively.

Finding your baccarat strategy

Now that you have learned about the most popular baccarat strategies, it's time to find the one that best suits your playing style, bankroll, and preferences. Keep in mind that no single strategy guarantees constant success, but finding the right approach can significantly improve your overall gaming experience and increase your chances of winning.


Here are some tips to help you find the perfect baccarat strategy:


  • Evaluate your bankroll: Your available funds play a crucial role in determining which baccarat strategy to adopt. Some strategies, such as the Martingale and Fibonacci systems, can result in substantial losses during prolonged losing streaks. Ensure you have a sufficient bankroll to withstand potential losses if you choose to use these strategies.
  • Keep track of your results: Monitoring your performance can provide valuable insights into your chosen strategy's effectiveness. By analyzing your wins and losses, you can make adjustments to your approach or even switch to a different strategy if needed.
  • Explore theScore Bet®: Discover the world of baccarat live casino games available on theScore Bet platform. You can find various baccarat games, including different versions and table limits, to suit your preferences and chosen strategy.

Play baccarat with theScore Bet

For a secure and enjoyable baccarat experience, consider playing with theScore Bet. This platform offers seamless mobile support through a user-friendly bet app, compatible with both Android and iOS devices. Known for its strong reputation in the online gaming industry, theScore Bet employs advanced security measures and holds the necessary licensing and regulations to ensure fair play and accurate baccarat odds.


As a new player, you can take advantage of our new customer offers, while existing players can benefit from ongoing promotions and special deals. Choose theScore Bet for a reliable, safe, and rewarding baccarat gaming experience.

Baccarat strategy FAQs

What are the most popular strategies in baccarat?

The most popular strategies when playing baccarat include betting on the banker's hand, avoiding tie bets, and utilizing betting systems such as the Martingale, Fibonacci Sequence, Paroli, and Labouchère systems.

Do strategies work in baccarat?

Baccarat strategies can help improve your chances of winning by guiding your betting decisions and helping you manage your bankroll. However, no strategy can guarantee constant success, as baccarat remains a game of chance.

Are there any baccarat bonuses?

theScore Bet bonuses and promotions change all the time, so keep an eye on our promotions page to see what ones you can use when playing baccarat online.

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